Why Outsourcing Payroll is a Smart Move for Small Business Owners in Cherry Hill, NJ

For small business owners, managing payroll internally can feel like a never-ending chore. Each pay period brings a long list of responsibilities: calculating wages, deducting taxes, filing reports, issuing payments, and staying up to date on employment laws. What should be a straightforward process is often anything but.

If you’re running a business in Cherry Hill, NJ, and you’re still handling payroll on your own or with outdated tools, it may be time to outsource. Working with a local expert like Dan Reganata CPA MBA PFS doesn’t just save you time—it helps you avoid costly mistakes, stay compliant with New Jersey tax laws, and focus on growing your business.

Let’s dive into why outsourced payroll isn’t just a convenience—it's a competitive advantage.

You didn’t start your business to become an amateur accountant. But that’s what happens when you take on payroll alone. According to the National Small Business Association, over 40% of small businesses spend more than 40 hours a year on federal tax compliance—and a huge chunk of that is payroll.

Every hour you spend on payroll is time you’re not spending on customers, sales, or improving your services.

One small mistake—like misclassifying a worker or filing a tax payment late—can cost you big. The IRS issues billions in penalties each year for payroll-related errors, and New Jersey has its own strict payroll regulations. It’s not just about writing checks—it’s about knowing the law.

When you outsource your payroll, a third-party professional takes over the full range of payroll responsibilities:

• Collecting employee hours and calculating pay
• Managing deductions for benefits, insurance, or retirement
• Calculating and withholding federal, state, and local taxes
• Filing tax forms (quarterly and annual, like 941, W-2, 1099, etc.)
• Issuing payments via check or direct deposit
• Maintaining payroll records for audits or reviews
• Managing year-end tax prep and reporting

This end-to-end support reduces administrative burdens and eliminates guesswork.

Think about how long it takes to:

• Track hours
• Calculate deductions
• Handle direct deposits
• Prepare tax filings

Even with software, this process can easily take 5–10 hours per pay cycle. A payroll provider gives you all of that time back.

Even honest mistakes—like underpaying an employee or forgetting to remit a tax payment—can cause trouble. Outsourcing payroll to a CPA ensures precision. Professionals like Dan Reganata CPA MBA PFS are trained to spot red flags, catch inconsistencies, and ensure every dollar is accounted for.

Payroll tax rules are complex. Federal rates and forms are one thing—New Jersey adds layers like:

• NJ Gross Income Tax
• Unemployment and Disability Insurance
• Family Leave Insurance
• Local payroll ordinances

Dan Reganata stays on top of all of it. You won’t have to worry about missed deadlines, outdated tax tables, or noncompliance fines.

Payroll problems shake employee trust. A late payment, incorrect withholdings, or missing benefits deduction can send the wrong message.



A professional payroll service ensures:

• On-time, error-free paychecks
• Clear breakdowns of earnings and deductions
• Easy access to pay stubs and W-2s
• Reliable support for payroll-related questions
  

Payroll involves sensitive data: SSNs, addresses, banking info, wage history. If you’re using spreadsheets or basic tools, you’re taking a risk.

Outsourced payroll providers use encrypted systems, secure backups, and role-based access to keep your data safe from hackers, fraud, and internal misuse.

DIY payroll software can create problems if it’s not updated or supported. It’s your responsibility to:

• Install tax table updates
• Backup data
• Troubleshoot bugs
• Ensure compatibility with banking systems



A payroll provider handles all of that behind the scenes.

Come January, you’re expected to issue W-2s and 1099s, reconcile earnings, and file forms with the IRS and NJ Division of Taxation. One mistake can cause a filing delay or trigger a notice.

With outsourced payroll, year-end reporting is accurate, fast, and worry-free.

Whether it’s a surprise IRS letter or a state labor audit, you need to show detailed payroll records. A professional provider ensures everything is documented and ready for review.

As you grow from 2 employees to 10 or 50, your payroll complexity increases. More employees, more pay rates, more benefits options, more tax considerations. Outsourcing means your system grows with you—no software upgrades or hiring in-house staff needed.

Most online payroll services are national giants—you’re a customer ID, not a relationship. With Dan Reganata CPA MBA PFS, you get personalized support from a professional who understands your business, knows New Jersey tax law, and picks up the phone when you call.

Dan Reganata CPA MBA PFS, based in Cherry Hill, NJ, is more than a payroll processor. He’s a licensed Certified Public Accountant and financial strategist who helps small businesses operate more efficiently.

What sets Dan apart?

• Experience: Decades of accounting and payroll experience
• Credentials: CPA, MBA, and Personal Financial Specialist (PFS)
• Tech-Driven: Uses secure, efficient payroll platforms
• Local Focus: Deep knowledge of South Jersey tax and labor rules
• Client-Focused: Personalized attention and one-on-one support



Dan understands the pressures of running a small business—because he’s built his practice around supporting them.

• Payroll processing (weekly, bi-weekly, monthly)
• Federal and NJ state payroll tax calculations
• Electronic tax payments and filings
• Direct deposit management
• W-2 and 1099 preparation
• Contractor and employee pay tracking
• NJ Unemployment and Disability Insurance reporting
• Employee benefit and retirement plan withholding
• Workers’ compensation integration
• Audit prep and support

Each service is tailored to fit your business size, industry, and goals.

Dan serves businesses throughout Camden and Burlington Counties, including:

• Cherry Hill
• Cinnaminson Township, NJ
• Collingswood, NJ
• Haddon Heights, NJ
• Haddonfield, NJ
• Maple Shade, NJ
• Marlton, NJ (Evesham Township)
• Moorestown, NJ
• Mount Laurel, NJ
• Pennsauken Township, NJ
• Voorhees Township, NJ

If you’re in South Jersey and need a reliable, responsive payroll provider, Dan has you covered.

“Dan has been a game-changer for my business. I no longer stress about payroll deadlines or tax filings. Everything is done right, and on time.”

 — Small Business Owner, Cherry Hill

“We switched from a national payroll provider to Dan and never looked back. The personal service and local expertise are unmatched.”

 — Retail Shop Owner, Moorestown

These reviews echo what many local businesses already know: working with Dan Reganata means peace of mind.

Payroll isn’t just about paying your people—it’s about protecting your business. Every paycheck is tied to taxes, regulations, employee morale, and your reputation.

Outsourcing your payroll to Dan Reganata CPA MBA PFS in Cherry Hill is one of the smartest moves you can make. You get compliance, efficiency, security, and personalized service—all from a trusted local expert.

Contact Dan Reganata CPA MBA PFS today for a free payroll consultation.

Address: 1892 Greentree Road, Suite 2, Cherry Hill, NJ 08003

Phone: (856) 874-1892

Website: www.dsrjcpa.com

Email: danr@dsrjcpa.com

Stop wasting hours on payroll and start focusing on growing your business. Dan has the tools, knowledge, and experience to make it easy.